Are you being sued by a credit card company for unpaid debt? If so, a Northern Kentucky credit card lawsuit defense lawyer at our firm may be able to help you. We are a small, family-oriented firm serving the Boone, Kenton, and Campbell county areas. We are committed to giving personalized attention to all of our clients. At our firm, you will work directly with a Northern Kentucky credit card lawsuit attorney to discuss and handle your credit card lawsuit. We will work with you to protect and defend your rights and to find options that will bring about a satisfactory resolution to your case.
Creditors sue debtors with the goal of attaining a court-ordered judgment with which they can force payment by garnishing wages, seizing property, and by other aggressive ways. However, even if you legitimately owe the debt, if the credit card company engaged in unfair debt collection practices, you may have a case against them. The Fair Debt Collection Practices Act protects consumers’ rights. This federal law prohibits creditors from engaging in abusive, fraudulent, or unfair collection practices.
There are many other circumstances pertaining to the defense of credit card lawsuits. You may not owe the debt; you may have paid if off through a collection agency, another company or through bankruptcy, or you may have disputed some or all of it. Other factors may be creditor errors in the calculation of the original debt owed or in the calculation of fees and interest.
Whatever the situation may be, a Northern Kentucky credit card lawsuit lawyer at our firm will review your case and find the best way to represent and defend you against your creditor.
Learn more about your credit card defense options by contacting us for a free in‑person or phone consultation today.