Have you gone through a bankruptcy thinking that you'll be able to make a fresh start only to discover that a new nightmare has begun with additional collection efforts by previous creditors or inaccurate credit reporting against you? If so, a Northern Kentucky post-bankruptcy litigation attorney at our firm may be able to help you. As a small, family-oriented law firm, we understand the stress of bankruptcy and all that it entails for both you and your family. We will work with you, one-on-one in a sensitive and professional manner to make your financial recovery after bankruptcy a successful one.
We serve all cities in Boone, Kenton, and Campbell counties including Covington, Florence, Newport, Independence, and many more.
Once you've filed bankruptcy, your phone should stop ringing. Creditors and collection agencies will receive the court notice delineating the outcome of your bankruptcy proceeding and they should no longer be harassing you for repayment. If they do, you may have a case for litigation against them.
Also, you are protected under The Fair Credit Reporting Act, which is a federal law, which regulates the collection, dissemination, and use of consumer information, including credit information. Under this Act, creditors may not give inaccurate information about your credit to reporting agencies or anyone else. The Act sets up guidelines for credit information reporting.
Your bankruptcy does not entitle creditors to report inaccuracies or falsehoods about your credit. Talking to a Northern Kentucky bankruptcy lawyer about this is your best defense. We will fight for your legal rights on this very important issue.
Learn more about your post-bankruptcy options by contacting us for a free in‑person or phone consultation today.